Achievements
80+ Million Registered Users in 5 Years
Achieved one of the fastest adoption curves in the global fintech industry, onboarding millions of previously unbanked citizens.
Over $10 Billion Monthly Transaction Volume
A steadily growing figure, positioning Nagad as one of South Asia’s highest-volume fintech platforms.
Groundbreaking e-KYC & Instant Onboarding
Introduced paperless, real-time account setup—an industry first in the region—lowering entry costs and boosting financial inclusion.
Strategic Partnerships with Government & Postal Directorate
Strengthened credibility and aligned with national financial inclusion policies through collaborations with the central bank and postal authorities.
Robust, Scalable Infrastructure
Capable of handling up to 100,000 transactions per second, future-proofing Nagad for regional and global expansion.
Beyond Payments: A Full Financial Ecosystem
- Embedded Savings & Insurance: Offering integrated services within the Nagad app to encourage long-term financial planning.
- Digital Loans: Accelerating microcredit opportunities through instant approvals and disbursements.
- Smart Remittance: Enabling faster and more cost-effective cross-border transactions for over 10 million overseas users.
Global Recognitions
Fintech Personality of the Year
Award Provider: Global Brands Magazine (UK)
Year: 2022
Honored for pioneering digital financial services that foster inclusion in emerging markets.
WITSA Global ICT Excellence Award – Malaysia
Award Provider: WITSA
Year: 2019
Applauded for groundbreaking mobile financial solutions that bolster national economic digitalization.
Digital Bangladesh Award 2020
Award Provider: Government of Bangladesh
Year: 2020
Recognized by the Prime Minister’s Office for significant contributions to the country’s digital economy.
Kotler Iconic Achiever Award
Award Provider: Kotler Impact and the World Marketing Summit
Year: 2023
Awarded For: outstanding contributions to digital innovation and social empowerment.
Top 50 Inclusive Fintech Leaders
Award Provider: Inclusive Fintech 50
Year: 2020
Awarded For: Selected among global leaders for championing fintech solutions that uplift underbanked communities.
Media Spotlights
Featured in prominent publications such as Bloomberg, ICE Business Times, CEO Insights India, The Daily Star, New Age Bangladesh, and showcased at events like the World Fintech Festival.
Innovations
Instant Digital KYC Verification
- Challenge: Long, paper-based bank account processes.
- Solution: e-KYC linked to national ID databases for instant onboarding, slashing operational costs and onboarding time.
Real-Time National ID Integration
- Challenge: Lack of smartphone access hindered digital adoption.
- Solution: Combined USSD (for feature phones) with a user-friendly smartphone app, drastically expanding reach in rural areas.
Zero-Cost Merchant QR Solutions
- Challenge: Costly POS systems for micro and small merchants.
- Solution: Simple QR-based payments with no equipment fees, digitizing 300,000+ SMEs.
AI-Driven Financial Literacy
- Challenge: Low literacy and limited understanding of digital finance.
- Solution: AI chatbots and SMS tools in multiple languages to educate and guide new users on savings, transfers, and investments.